Investment choice

LGsuper offers a range of investment options so you can make a choice that suits your needs, wherever you are in life. And as those needs change it’s good to know you have the flexibility to select different investment options.

The choices

High Growth. Suits those looking for high returns over the long-term, and prepared to experience frequent negative returns in the short-term. Read more…

Growth. For members looking for high returns over the long-term, but with slightly lower risk than High Growth. Read more…

Growth Smoothed. This option is invested in the same way as the Growth option but has a smoothing reserve. Read more…

Socially Responsible. This option is for anyone wanting to avoid investing in environmentally or socially damaging industries. Read more…

Balanced. The default option for Retained Benefit, Spouse and Pension accounts, this option seeks a moderate investment return (and medium level of risk). Read more…

Conservative. For members looking for some growth from their investment, while taking a low to medium level of risk. Read more…

Defensive. Designed for those wanting their investment to stay ahead of inflation, with a very low risk of negative return. Read more…

Cash. Suits short-term investors and/or those who cannot accept a negative investment return. Read more…

What if I don’t make a choice?

If you don't have a particular investment preference or you would rather not make the investment choice yourself, then LGsuper will make the choice for you. The investment option we choose for you is known as the default investment option. View a copy of our Investment choice guide and investment switch form to see how LGsuper will invest your super.

Risk and return

There is a trade-off between the level of risk you take and the level of return you can expect to receive. Read more…

Investment basics

What do terms like risk, investment return, diversification, return-seeking assets and risk-controlling assets mean? When making your investment choice, it helps to know some of the basics of investing. Read more…